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Emirati Al Awwal Savings Certificate

Save and win with Emirati Al Awwal Islamic certificates exclusively for Emirati Nationals

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Emirati Al Awwal Islamic certificates are designed exclusively for UAE Nationals. Based on the principle of Islamic Mudaraba, Emirati Al Awwal offers you entry into the regular draws and will provide chance to win AED 1 million along with other prizes. You can also enjoy attractive expected annual profits on Emirati Al Awwal.

Benefits and features:

  • Sharia compliant and based on Mudaraba principles
  • Exclusively available for UAE Nationals
  • Value of each Emirati Al Awwal certificate is AED 1,000
  • Certificates are available in AED only
  • Minimum holding period of 30 days for monthly and 90 days for quarterly & annual draws
  • Attractive expected profit rates with profit credited annually to the linked account
  • Certificates can be purchased on behalf of minors
  • Each certificate provides one chance into the regular draws
  • Draw Frequency No. of Prizes Prize AED Draw Dates
    Annual Draw 1 1,000,000 31-Oct-19
    Quarterly Draw 1 200,000 31-Mar-19 | 30-Jun-19 | 30-Sep-19 | 31-Dec-19
    Monthly Draw 20 5,000 2nd Tuesday of Every Month; starting 08-Jan-19
    National Day Draw 47 4,700 19-Nov-18 (Monday)
  • Draw take place under the supervision of the DED, Abu Dhabi.

For more information on Emirati Al Awwal Islamic Certificates, please visit any FAB branches throughout the UAE, or call our customer service center (24 hours) on 600544400

Terms & Conditions Apply

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