FAB overdraft facility provides you the flexibility of revolving credit

Be ready for life’s surprises with a lifeline overdraft to cover your short-term lending and cash flow needs


  • Overdraft limit available up to 2 times monthly salary
  • Maximum of AED 50,000
  • Interest charged upon utilization only
  • Competitive interest rate
  • Facility extended on your current account
  • Easy access to funds through your FAB salary account
    • Withdrawal at ATM
    • Cheque issuance (up to overdraft limit)
    • Debit card spend


  • Applicant must be 21 years of age or above
  • Applicant must hold a valid passport, Emirates ID and UAE residence visa
  • Applicant must have a minimum salary of AED 2,000 per month
  • Applicant must have a salary account with FAB
  • Salary of AED 2,000 to AED 5,999 is eligible for 1 time mandated salary
  • Salary of AED 6,000 and above is eligible 2 times monthly salary subject to maximum AED 50,000.

Required Documents

  • Application Form
  • Salary Certificate / Salary Transfer Letter
  • Application form duly filled & signed by customer
  • Copy of valid Passport / Visa / Emirates ID (Originals must also be presented)

*Terms and Conditions Apply

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