Debt Burden Ratio calculator

debt-burden-ratio-s

Debt Burden Ratio calculator

Our DBR Calculator is designed to help you calculate your DBR and avoid getting into a spiral of debt.

We recommend you calculate you DBR, as the ratio can directly impact your ability to receive a loan or mortgage. Just enter your monthly income and expenses for the appropriate category and the calculator will do the rest.


What is DBR?

The Central Bank of United Arab Emirates specifies that no more than 50% of an individual’s monthly income can go to debt payments (known as the Debt Burden Ratio or DBR).

For example: if your monthly income is equivalent to AED 20,000 a month. This means you cannot be repaying more than AED 10,000 in debt as your monthly settlements.

Please visit “Find a loan” page and take a time to find the most suitable loan for you.


*Terms and Conditions Apply

Calculate Your Debt Burden Ratio

Your Current Loans & Credit Cards

Total Monthly Repayments for Personal Loan(s)
Total Monthly Repayments for Car Loan(s)
Total Monthly Repayments for Mortgage(s)
Available Limit For Credit Card(s)
Calculate Your DBR

Calculate Your Debt Burden Ratio

Your debt burden ratio results

Your Debt Burden ratio is below 50%. You are eligible to get another loan. Let us find the most suitable loan for you with our Loan Navigator tool.

Your Debt Burden ratio is 50%. You are eligible to get another loan. Let us find the most suitable loan for you with our Loan Navigator tool.

Your Debt Burden ratio is above 50%. Apply now to reduce your monthly payments with our Debt Consolidation Loan.

Your salary
AED 00
Personal Loan(s)
AED 00
Car Loan(s)
AED 00
Mortgage(s)
AED 00
5% - Credit Card(s)
AED 00
Remaining
AED 00