Classic Credit Card

The below features and benefits are effective 1st September 2019


  • No annual fees free for life
  • Complimentary Money Transfer service
  • Earn up to 1.25 Stars for every AED 1 spent


The Classic Credit Card is no longer issued by the bank and any information shown here is for existing customers only

Put yourself in control of your spending with our Classic Credit Card, which comes with rewards, retailer discounts and an extended interest-free payment period.

Lifestyle Benefits

Classic Credit Card offers you spending power to meet your lifestyle

  • High credit limits

    Up to 25 days of interest free credit

  • Money Transfer

    With the FAB Money Transfer facility, you can now transfer your money to India, Pakistan, Bangladesh, Sri Lanka, Egypt or Philippines without any transfer fee or processing fee. For details, call 600 52 5500. Learn more

  • Shop Smart

    Get up to 10% Cashback all year round at leading global online stores using your FAB Credit Card. Visit to register and save every time you buy from your favourite online brands using Shop Smart.

    Enjoy special offers and discounts at selected premium retailers, restaurants and lifestyle venues in the UAE

Travel Benefits

The Classic Credit Card is accepted worldwide so you don’t have to worry about carrying cash when travelling abroad

  • You’ll receive instant SMS even when travelling outside UAE so that you are always in control of your expenses

  • Earn 0.5 Star for every AED 1 spent on domestic purchases & 1.25 Stars for every AED 1 spent on international purchases

  • Redeem your Stars for Etihad Guest Miles, Skywards Miles from Emirates, or to book tickets on any airline through our Stars Travel Portal.

  • Stars can also be redeemed for the Stars Card, which is accepted as a payment method wherever you see the Visa sign.

Protection Benefits

Your Classic Card comes with a range of additional protection features.

  • Protect yourself against unexpected events with Credit Shield Plus. When you can’t meet your credit card payments due to unforeseen circumstances, your credit card’s outstanding balance (i.e. the amount you owe) is taken care of. To activate your Credit Shield Plus cover, call us on 600 52 5500.

  • Protect your home contents against the unexpected with a Home Content Insurance plan . You can enjoy a flexible home content insurance plan starting from just AED 25 per month. Sum insured limits range from AED 50,000 to AED 150,000 that let you choose the plan that works just right for you. For T&Cs, click here.

  • For added security when you make transactions online, we will send you a One Time Password (OTP) before we authorize your transaction.

  • Plus, each time your card is used, we’ll send you an SMS alert to let you know, so you can keep track of your card use and spending.