FAB Standard Credit Card

Sultan Ahmed

Standard credit card

FAB Standard Credit Card

Free for life

  • Earn up to 2 First Reward Points per AED 1
  • Complimentary Bronze Meet and Greet Service
  • Complimentary Airport Lounge Access

Lifestyle Benefits

Bring some luxury into your life

Get the spending power you need for the lifestyle you want

  • High credit limits

  • Up to 25 days interest free

  • Free Money Transfer

    With the Free Money Transfer facility, you can now transfer your money to any place in the world without any transfer fee or processing fee. You can also choose to repay either through a monthly installment plan at a flat rate of up to 1.2% per month (up to 2.2 % per month on a reducing balance) for a tenure of 3-24 months or through a daily rate plan at 0.1% on a reducing balance.

Travel Benefits

Experience a better way to travel

Your Standard Card is accepted worldwide, so no more worries about carrying cash abroad

  • Purchase your tickets from any travel agent in the UAE with your FAB Credit Card and avail any of the below:

    • Complimentary Bronze Meet and Greet Service (Dubai or Abu Dhabi International Airport)

    • Complimentary Lounge Access (Dubai or Abu Dhabi International Airport)

    • 0% Interest Plan for 3 months

    Benefit is in the form of reimbursement. Use your FAB Credit Card to avail the service and call our 24/7 customer service for reimbursement.

Rewards and Offers

Sprinkle some Star-dust into your lifestyle

Enjoy the ultimate flexibility in loyalty programs and switch between loyalty programs on the same card at no extra cost, all year round

  • First Rewards

    First Rewards is a unique loyalty programme designed for FAB Credit Card members. Earn double First Reward Points every time you use your FAB Credit Card at any supermarket or departmental store in the UAE or on all purchases internationally. Choose from hundreds of rewards vouchers for jewellery, personal accessories, electronics and more at Abu Dhabi Mall, Khalidiya Mall, Cine Royal Cinemas, Lulu, Paris Gallery, Mc Donald's and other popular destinations. Then call 600 52 5500 indicating your choice of reward(s) for redemption.

  • First Cashback

    First Cashback is a first of its kind Cashback loyalty program in the UAE that offers guaranteed cashback earnings up to 5%, with no minimum spend criteria. What's more? Cashback earned has no expiry. This program allows you redeem your accumulated cashback amount at any time by contacting our Call Centre on 600 52 5500. Upon your request, cashback will be instantly credited to your FAB Credit Card.

Protection Benefits

Protection for you and your family

Your Standard Card comes with a range of additional protection features

  • Standing Instructions

    With Standing Instructions, you can conveniently make up to 20 payments including utility bills, schools & university fees and insurance premiums such as Etisalat, E-vision and more; paid on time, every time. You will never have to remember payment dates ever again.

  • Credit Shield

    Credit Shield helps you when it matters most. During unforeseen events like loss of life, permanent total disability and involuntary loss of employment, your Credit Shield covers you for liabilities on your Credit Card up to AED 100,000. You are automatically enrolled in this scheme. In the event of death or permanent total disability, AED 100,000 or your credit limit whichever is lower, and for involuntary loss of employment, 10% of your Credit Card outstanding, subject to a maximum of AED 4,000 for every month of unemployment up to a maximum period of 12 months. First month of enrollment is free of charge.

  • Wallet Shield

    A lost or stolen wallet is more than just inconvenience and monetary loss. It takes away your peace of mind and puts you completely off track. Wallet Shield covers fraudulent transactions on your lost or stolen credit cards, robbed or stolen cash as well as for theft of identification papers or keys. To apply, SMS WS to 2121.

  • Easy Buys

    You can buy things you always wanted by availing the Easy Buys Plan. Any transaction over AED 300 can be converted to a convenient installment plan up to 24 months at a flat rate of up to 1.4% per month (up to 2.56% per month on a reducing balance).

  • Emergency Auto Assistance

    Being a FAB Credit Card holder, you are automatically enrolled into the Auto Assist membership. This offers you the best in town 24-hour Auto Assistance, providing you roadside assistance whenever and wherever your car breaks down. In such a case, you will be entitled to avail the following services:

    • Battery Boost

    • Flat Tyre Change

    • Petrol Delivery

    • Locked out of car

    • Towing Service

    • Auto Assist can also take care of your car REGISTRATION at nominal fee.

    Should your car break down anywhere in the UAE, simply call Auto Assist (AA) on Toll Free: 800 4430 in the UAE or +971 4 2699999

  • Accident Care Plan

    As a FAB Credit Cardholder, you are automatically enrolled in the personal accident insurance scheme worth AED 150,000 to cater to unforeseen eventualities like Death or Permanent Total Disability arising from an accident. In case of Permanent Total Disability, the benefit amount will be paid after six consecutive months of total disability recognised by a physician authorised by the insurance provider. First month of enrollment is free of charge.

Make the most of your credit card with FAB's fantastic offers

2XL Furniture & Home Déco...

2XL Furniture & Home Déc..

Shop at 2XL Furniture & ..

Offer valid until 8th Jun 2019

800 Pizza

800 Pizza

20% Discount on total bi..

Offer valid until Ramadan

Ajman Saray

Ajman Saray Luxury Colle..

Ajman Saray Luxury Colle..

Offer valid until Ramadan

Akshayatritiya Offer

Kalyan Jewellers - Aksha..

2% instant discount on g..

Offer valid until 30th Jun 2019

Al Gusto

Al Gusto Italiano, Jumei..

20% discount on total bi..

Offer valid until Ramadan

Ansar Mall & Ansar Galler...

Ansar Mall & Ansar Galle..

Avail 0% Installment Pla..

Offer valid until all year round

Aquaventure – Dolphin Bay

Aquaventure – Dolphin Bay

Over 40% off at Aquavent..

Offer valid until 27th Jul 2019

Arwa Dental Clinic

Arwa Dental Clinic

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Offer valid until all year round

Arwa Dental Clinic

Arwa Dental Clinic

Get 15% discount on vene..

Offer valid until 14th Nov 2019

Axiom Telecom

Axiom Telecom

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Offer valid until all year round

Beach Rotana Abu Dhabi

Beach Rotana Abu Dhabi

20% discount on Iftar at..

Offer valid until Ramadan

Bharat Thakur Artistic Yo...

Bharat Thakur Artistic Y..

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Bhima Jewellers

Bhima Jewellers

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Bin Moosa Travel

Bin Moosa Travel

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Bloom Aesthetic & Laser C...

Bloom Aesthetic & Laser ..

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Borders

Borders

15% discount on books an..

Offer valid until 31st Jul 2019

Bounce

Bounce

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Offer valid until 31st May 2019

Caesars Restaurant

Caesars Restaurant

10% discount on total bi..

Offer valid until 31st Dec 2019

Carrefour

Carrefour

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Offer valid until all year round

Centro Capital Centre

Centro Capital Centre

20% discount on Iftar at..

Offer valid until Ramadan

Chittilappilly Jewellers

Chittilappilly Jewellers

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Cleartrip.ae

Cleartrip.ae

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Offer valid until 30th Jun 2019

Dnata Travel

Dnata Travel

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Dr. Joy Dental Clinic

Dr. Joy Dental Clinic

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Dreamland Aquapark

Dreamland Aqua Park

Buy 1 Get 1 Free admissi..

Offer valid until 31st Dec 2019

Dubai Ladies Club

Dubai Ladies Club

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Offer valid until all year round

Dubai Police

Dubai Police

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Dusit D2 Kenz Dubai Hotel

Dusit D2 Kenz Dubai Hotel

20% discount on food onl..

Offer valid until Ramadan

Dusit Hotels & Resorts

Dusit Hotels & Resorts

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Offer valid until 20th Dec 2019

Dusit Thani Abu Dhabi

Dusit Thani Abu Dhabi

20% discount on food onl..

Offer valid until Ramadan

Dusit Thani Dubai

Dusit Thani Dubai

20% discount on food onl..

Offer valid until Ramadan

Emirates Driving Institut...

Emirates Driving Institu..

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Emirates Motor Company

Emirates Motor Company

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Eros Electricals

Eros Electricals

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Farah Jewellery

Farah Jewellery

Get 25% discount on purc..

Offer valid until 31st Dec 2019

Fitness First

Fitness First

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Galadari Motor Driving Ce...

Galadari Motor Driving C..

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Galadari Motor Driving C..

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Galeries Lafayette

Galleries Lafayette Le G..

20% discount on total bi..

Offer valid until 31st Aug 2019

Gold's Gym

Gold™s Gym (New Age Fitn..

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Harman House

Harman House

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Hawthorn Suites by Wyndha...

Hawthorn Suites by Wyndh..

25% discount on total fo..

Offer valid until 15th Oct 2019

IMG Worlds of Adventure

IMG Worlds of Adventure

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IMG Worlds of Adventure

IMG Worlds of Adventure

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Offer valid until 31st May 2019

InterContinental Abu Dhab...

InterContinental Abu Dha..

20% discount for Iftar a..

Offer valid until Ramadan

Jarir Bookstore

Jarir Bookstore

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Offer valid until all year round

Kababs N Kurries

Kababs N Kurries

20% discount on total bi..

Offer valid until Ramadan

Kalyan Jewellers

Kalyan Jewellers

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Offer valid until all year round

Kempinski Mall of the Emi...

Kempinski Mall of the Em..

20% discount on food an..

Offer valid until 14th Oct 2019

Khalid & Jamal Al Ghurair...

Khalid & Jamal Al Ghurai..

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Offer valid until all year round

Kwality Royal Orchid

Kwality Royal Orchid

20% discount on total bi..

Offer valid until Ramadan

Lulu

Lulu

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Offer valid until all year round

Mahec by Satish Arora

Mahec by Satish Arora

15% discount on Iftar bu..

Offer valid until Ramadan

Malabar Gold & Diamonds

Malabar Gold & Diamonds

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Offer valid until all year round

Mövenpick Hotel Jumeirah ...

Mövenpick Hotel Jumeirah..

20% discount on Ramadan ..

Offer valid until Ramadan

Nesto Hypermarket

Nesto Hypermarket

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Offer valid until all year round

NMC Healthcare

NMC Healthcare

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Offer valid until all year round

noon.com

noon.com

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Offer valid until 31st May 2019

Noon.com

Noon.com

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Occidental IMPZ Dubai  Co...

Occidental IMPZ Dubai C..

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Offer valid until 31st Dec 2019

Omeir Travel Agency

Omeir Travel Agency

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Offer valid until all year round

Palazzo Versace Dubai

Palazzo Versace

30% discount on Iftar at..

Offer valid until Ramadan

Pearl Rotana Capital Cent...

Pearl Rotana Capital Cen..

20% discount on Iftar at..

Offer valid until Ramadan

Pure Gold Jewellers

Pure Gold Jewellers

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Offer valid until all year round

Radisson Blu Hotel, Dubai...

Radisson Blu Hotel, Duba..

Buy 1 Get 1 free on Gran..

Offer valid until Ramadan

Raffles Dubai

Raffles Dubai

20% discount on Iftar at..

Offer valid until Ramadan

Ramada by Wyndham Downtow...

Ramada by Wyndham Downto..

20% discount on total fo..

Offer valid until 15th Oct 2019

Ramy Automotive

Ramy Automotive

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Offer valid until all year round

Rehlat.ae

Rehlat.ae

Get up to AED 200 off on..

Offer valid until 31st May 2019

Royal Orchid

Royal Orchid

20% discount on total bi..

Offer valid until Ramadan

Samsung (MDS Mobile)

Samsung (MDS Mobile)

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Offer valid until all year round

Samsung Brand Shop - Jack...

Samsung Brand Shop - Jac..

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Sofitel Abu Dhabi Cornich...

Sofitel Abu Dhabi Cornic..

20% discount on food and..

Offer valid until all year round

Soy Express

Soy Express

20% discount on total bi..

Offer valid until Ramadan

Tajawal

Tajawal

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Offer valid until all year round

Tania’s Teahouse

Tania’s Teahouse

Enjoy 15% discount at Ta..

Offer valid until 31st Dec 2019

The Oberoi Hotel

The Oberoi Hotel

20% discount on the Laya..

Offer valid until Ramadan

Three60 Communities

Three60 Communities

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Offer valid until all year round

Visa

Visa Offers MENA App pow..

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Offer valid until 31st Dec 2019

Yas Island Rotana

Yas Island Rotana

15% discount on Iftar at..

Offer valid until Ramadan

A smarter way to use your Credit Card

Balance Transfer

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Quick Cash

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Easy Payment Plan

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Standing Instructions for Recurring bill payments

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Standing Instructions for One time payments

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Credit Card Bill Payment

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Free Money Transfer

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Credit Shield

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Wallet Shield

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Accident Care Plan

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Enhanced security for online purchases

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Utility Bill Payments

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Chip and Pin

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Payment Partners

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