Made up your mind?

Elite Gold Savings Account

So much more than a savings account

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The Elite Gold Savings Account* gives you access to the highest levels of service

  • Multi-currency accounts with no minimum balance requirement
  • Earn competitive interest rates**
  • First international remittance free per month
  • Tiered interest rate savings account

*Terms and conditions apply.
 ** Interest rates are subject to change and will be updated from time to time.




  • The Total Relationship Balance (TRB) should be AED 500,000 equivalent and above

TRB = Current/Savings/Call Account Balance + Fixed Deposits + Investments


Required documents

  • Fully completed account opening form
  • Proof of income
  • Copy of valid Passport / Resident Visa / Emirates ID (Originals must also be presented)

Note: Additional documents may be required depending on case-by-case basis at the sole discretion of the Bank



Fees and charges




Debit Card features

Access your money and shop easily wherever you are with our free Elite MasterCard World Debit Card 


  • Free cash withdrawals from all ATMs in the UAE
  • High daily ATM cash withdrawals (up to AED 25,000) and purchase limits (up to AED 75,000)
  • Free international and GCC ATM cash withdrawals (up to 4 per month)
  • Access to exclusive benefits and preferential treatment allowing World MasterCard cardholders to move seamlessly across the world to experience the best it has to offer


Rewards and offers

With your savings account, you will earn Stars on your debit card use.


  • Earn 0.75 Stars for every AED 2 spent on Domestic purchases and 1.5 Stars for every AED 2 spent on International purchases.
  • Redeem Stars for Etihad Guest Miles, Emirates Skywards Miles, or book tickets on any airline through the Stars Travel Portal
  • Stars can also be redeemed for the Stars Card, which is accepted as a payment method wherever the VISA sign is displayed
  • Indulge and experience exclusive lifestyle rewards through our MasterCard World Debit Card, for details, please click here.


Debit Card Daily Limits

  • ATM Cash Withdrawal Limit AED 25,000
  • Retail Purchase Transaction Limit AED 75,000


* Terms and conditions apply.

Apply Now

Enter your details and we will call you back within 24 hours to proceed with your application.

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